In real estate, a short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank's loss mitigation or workout department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes in full satisfaction of the debt. In such instances, the lender would have the right to approve or disapprove of the proposed sale.

When dealing with Short Sales you want to make sure you have the right agent by your side helping you through each step of the process. I not only have the knowledge required, but the negotiation skills as well. I want to  make sure that your best interests are represented and that you walk away from this experience with piece of mind.

Please contact me for a list of short sale homes in any area you are interested in purchasing. I look forward to helping you find the home that works best for you and your family.